Loan Desk

Supply, or borrow against a Hero

Suppliers deposit HERO into a peer float for pro-rata shares — they receive no fee cut; their return is principal back in full, or the desk value of the pledged NFT on default. A borrower pledges one Hero and borrows up to 100,000 HERO, scaled by the float's liquid share, for a fixed 365-day term. The fee is a flat 15% of the principal's ZRO value, paid upfront — no running interest, no oracle, no margin calls.

Float total value—

Liquid now—

Your shares—

Share value—

Default proceeds pending—

Supply HERO

Amount (HERO)

Withdraw

Shares to burn (share units ≈ HERO at 1:1 before defaults)

Borrow against a Hero

Pledge this Hero

Principal (est.)—

Upfront fee (est.)—

The exact principal is set by the desk at borrow time from the float's liquid share; the fee is capped on-chain at the estimate plus 10%. The NFT's activation freezes in escrow and is restored on repayment.

Your open loans

Supplying, withdrawing and borrowing all earn leaderboard points at their tZRO value.